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How to Get a Loan

Once you select Alerus Mortgage to obtain your home loan, you’ll be amazed at how quickly and simply the loan process moves.  Before you know it, you’ll have a mortgage that suits your needs and lifestyle.

We provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away.

Here's an overview of the loan-application process

Apply Now! Getting started is easy

When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our website. To get started, select an application from the list on the left.

At the appropriate time we'll order a property appraisal for you.

Your Loan is Approved and Funded

Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, and all the important details.

We will coordinate with the escrow team and you'll sign the final papers at their office.

Our goal is to keep your homebuying process Simple, Straightforward, Cost Effective, and FAST!

 

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